Why we’re different

Let us do the heavy lifting for you, Free of charge.

With a team of highly experienced Mortgage Brokers supported by an efficient administration support network, Clarity is committed to maintaining its reputation as a respected, ethical financial services provider. Watch the video below to hear what our brokers have to say:

Nobody compares

In every interaction with Clarity, you can relax knowing that you are dealing with a reputable accredited organisation.

		Typical brokers	Bank lenders
Customer Focus
All brokers paid a salary - no one is "commission only"
Broker's remuneration impacted by customer satisfaction & feedback
Compliance driven business, with any bonus amounts dependent on the Broker's compliance score.
KPI's in place to ensure a diverse range of lenders are being investigated & recommended
Options and Expertise
Can choose from over 2,500 home loan products
Recommendations based on what's best for the client, not limited by 1 lender's options
More than 80 years combined industry experience
Access to an ethical lending panel of loan providers
Service
Motivated & positioned to negotiate great interest rates across a range of lenders including the "Big 4"
Experts in the home buying journey - not just the loan transaction
Provide frequent contact and updates to solicitors/agents/lenders to ensure a smooth transaction
Have helped more than 10,000 Canberran's achieve home ownership

03 Recognition

Backed by proven results

With over 1,000 5-star Google reviews

Donna Garcia

December 15, 2024

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Lucy Whyte

December 3, 2024

Guy from Clarity was fantastic throughout the purchase of our first time. He was thorough in his explanations and always available to answer questions or receive phone calls.

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Olivia & Corey Wolfinger

November 28, 2024

We had an incredible experience with Rob Garth at Clarity Home Loans.

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Miriam Noble

November 27, 2024

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Seb Mee

November 15, 2024

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Google Rating

5.0

Based on 1121 reviews

Clarity Home Loans | Mortgage Broker Canberra

5.0

review us on See all reviews

Nathan Buckley

1737001636

My wife and I had a great experience. Cesar was knowledgeable and found the absolute best product for our situation. Cesar was very helpful and checked in regularly keeping us up to date with the progress. We'll done! Highghly recommended

Raven Hernandez

1736822527

I had the pleasure of working with Cesar Martinez throughout the purchase of my first home. As this was my first time, he was extremely helpful and patient throughout the entire process, providing quality service in every step. He thoroughly explained all available options and ensured I went with the most appropriate that suited my circumstances. Cesar's communication was extremely prompt and was always available for a phone call or to answer any questions.Highly recommend if you're seeking a well-experienced and professional broker.

Emily Jehne

1736821619

Thanks to Cesar - Prompt and responsive, sourced a better rate than I was able to get from other sources. Also referred a friend who managed to get 3% off her existing home loan!

Adam Turner

1736679723

Jared took me through everything I needed to know as a first home buyer. I'd highly recommend Clarity to anyone looking to make a purchase, regardless how much you know or how many questions you have, you'll be sorted. Great experience overall, amazing work!

J N

1736553673

Shanice and the team are great! I recently refinanced and obtained a pre-approval with them. The team is highly efficient, friendly, organised and were able to obtain good rates for me.

Leslie Henshaw

1736477368

As always Shannon has done a wonderful job, I’ve used Clarity now for multiple home loans and refinances and it’s always a great job 👏

Miranda Lello

1736417139

I was very happy with my experience with Clarity and Cesar Martinez as a first home buyer. Cesar did an excellent job of walking me through the process and options, and kept me up to date on relevant changes that affected my borrowing capacity. He was super responsive when I needed advice and support with auctions. Always clear and calm and stepping me through the process. I would highly recommend Clarity.

Simon Foat

1736055269

If you're busy and therefore don't have time to navigate the loan approval process, then I would strongly recommend Shanice Briones (from Clarity).Shanice provided a one stop shop for me, handling everything from loan advice, loan pre-approval, loan approval and making sure everything came together at settlement.All throughout the process, Shanice was extremely responsive to my questions and very effective in arranging the details of my chosen loan product with the bank so I didn't have to do much.

Sally M

1735790756

Jared helped us with the process of selling a property and purchasing a new one. He was incredibly helpful, knowledgeable and kind in all of our dealings with him

Chante Fisk

1734845644

We’ve just bought our first home, and we couldn’t have done it without Matt Rastar. When we first met with Matt, we were completely new to the real estate market and unsure of how to navigate the process. He took the time to explain everything in detail—from terminology and various schemes to timelines and the entire home-buying journey.Matt talked us through all our options, assisted with making offers, and handled the hard work behind the scenes. Throughout the entire process, he was always available to answer our questions and kept things moving, especially during the hectic pre Christmas period. Matt genuinely had our best interests at heart, and we’re incredibly grateful for all his help.Thanks so much, Matt!

Salman Stevenson

1734672736

Shanice was an amazing operator who allowed us to purchase our house. Top notch service and will be using them again in the future.

Victor Boumard

1734640250

My Partner and I have been dealing with Shannon. Him and his team helped securing our loan in a few days. Thanks again !

Melissa Grinlinton

1734486161

Matt made the process of buying my first home completely stress free. I never felt pressured and it really felt like Matt had be best interests at heart. I had initially been with another broker but felt rushed and pushed to take out the biggest loan possible. Working with Matt was like a breath of fresh air. Highly recommend Clarity Home Loans.

Donna Garcia

1734244699

Guy Curtis from Clarity Home Loan was amazing! Great help and provided me quality service every step of the way. Very knowledgeable, he guided me with all the options, explaining the pros and cons and patient with all my questions. I didn’t have to do much, which was great, and he even dealt with my solicitor due to my busy schedule. He was very proactive, thorough and professional! Highly recommended! I could not thank him enough for acquiring my investment property.😊

James Ottaway

1733991175

Clarity were very helpful in stepping us through the mortgage application process and answering all our questions

Samira Ahmad

1733984428

I had the pleasure of working with Guy, who was so incredibly helpful in getting me a home loan for my first home. He was excellent and extremely patient with all my queries and questions, even if I had asked the same question multiple times! He was always super responsive, as a first home buyer, where the whole process and steps can be overwhelming and daunting, Guy was able to step through the whole process to me in easy terms and made the whole process super seamless.It was a pleasure to work with Guy, I would highly recommend anyone looking for a home loan whether its a first home loan or their fifth!

fin mertle

1733899934

Couldn't be happier, Shannon was super responsive and helpful. Would recommend.

James Read

1733897218

My wife and I can't recommend Clarity enough. We were guided through the process by Matthew, who got us a great deal tailored to our specific situation. Matthew was very responsive and looked after us every step of the way.

Josh Mitchell

1733865750

C.S L

1733862790

Fantastic experience! They kept us informed every step of the way, ensuring we always felt up-to-date and confident in the process. Their clear communication and support made the entire process seamless and stress-free. We highly recommend their services to anyone seeking a reliable and professional broker!

Chelsea Cook

1733794940

We have been using Clarity for a decade and refinanced a few times for our principal and investment properties, and greatly appreciate their approach, guidance and attention to detail. They ate professional and friendly and we can’t imagine using anyone else.

Heike Alwast

1733735346

Just such excellent service from Jared at Clarity, from start to finish, explaining and supporting us in the entire process. I would not go anywhere else in Canberra, this is a very ethical and professional company.

Maria Pachi

1733463162

such an easy experience, Cesar helped me every step of the way and was amazing to work with!!

Regina Campbell

1733434652

Shanice was amazing - exceptional advice and extremely knowledgeable, provided me with a great understanding and experience. Thank you!

D T

1733304797

Shannon was informative and helpful at every stage of the process. Highly recommend.

Lucy Whyte

1733192650

Guy from Clarity was fantastic throughout the purchase of our first time. He was thorough in his explanations and always available to answer questions or receive phone calls. The process of application through to securing our home loan was seamless and Guy was brilliant at keeping us informed and providing real time updates.We really appreciate all the assistance from Guy and the team at Clarity and would recommend him to anyone looking to make a property purchase!

Adam Smith

1733182985

Cesar was very helpful and knowledgeable. He made rhe process of buying our home stress free. Will recommend him to friends.

Morgan Benny

1733167622

Shanice was exceptional. She communicated brilliantly and made the whole process of mortgage application and house purchase as smooth as could be asked.

Shannen Juleff

1733131147

Guy was great. Accompanying to our needs and very understanding. Couldn't recommend more

Eliza Paterson

1733007024

My partner and I recently refinanced and purchased a new home with the assistance of Guy. I can't say enough about how brilliant Guy was to deal with. Extremely knowledgeable, competent, communicative, and very available to answer queries or questions along the process.I have already told a number of people how good our experience with Guy was. Would wholeheartedly recommend!

Tiana J

1732868860

I had an excellent experience working with Cesar Martinez. He worked efficiently to get us approval within a very tight timeframe. His communication was outstanding —always clear, prompt, and professional. Throughout the entire process, he was not only polite and respectful but also honest and transparent, which made a stressful situation much easier to navigate. I highly recommend Cesar for anyone looking for a reliable and dedicated broker. Truly outstanding service

Nick Scott

1732838670

Guy Curtis was friendly, efficient and communciative. We felt well supported in purchasing our first home and would happily recommend him to other first home buyers.

Olivia & Corey Wolfinger

1732791930

We had an incredible experience with Rob Garth at Clarity Home Loans. Right from the beginning, Rob was excellent at helping us understand what was needed to increase our borrowing capacity for our first home, and was very clear that buying a home was certainly in our near future, despite having been told otherwise by the big banks and brokers. Rob was so professional with his explanations whilst also keeping everything easy to understand, and was so diligent and committed to helping us. Within a few months of our first meeting with Rob, we had settled on first our home, and we can't thank him enough for his assistance in the process! Would recommend Rob and Clarity Home Loans to anybody looking for an unbiased, understanding and fast working broker!

Miriam Noble

1732677142

Our experience with Clarity Home Loans with Jared was excellent. We were first home buyers and had no idea what was going on and what we had to do. He took us through the whole process of buying a house. He ran the numbers for us - how much of a deposit we would need, and everything else we would need to pay for. The process of finding the best mortgage was super transparent - he showed us the rates we would get at the different banks and helped us pick the best rate for us. He was really quick in response rates for questions we had, and had great recommendations for a solicitor. Everything went off without a hitch and it was such a relief to know that everything was taken care of. If we were to ever sell this house or buy another, we would go through Jared and Clarity Home loans again.

Echo

1732244794

Another great experience in securing a home loan with Guy from Clarity Financial. Getting a home loan at this time of high inflation and interest rates has been so difficult to say the least but Guy made it so much easier for us and mad it happen with more days to spare before the settlement date. Will definitely back to secure our next investment. Many thanks! ( Again! )

Danica Fitzgibbon

1732161997

Shanice is fantastic. My mortgage was organised quickly and easily, and I was kept in the loop every step along the way. Shanice answered all my questions quickly and clearly, and made sure I understood all my options.Absolutely 100% recommend Clarity

Sminu John

1732157454

We have worked with Shannon for the last 8 years, oh boy! He is the best in this business!!

Smitha Sminu

1732157134

Just have a taste of working with Shannon once and you will realize what you missed so far

Donny Pasaribu

1732151671

As first home buyers, we were overwhelmed by the process. Cesar at Clarity Home Loans made the experience smooth and stress-free. He patiently explained every step, answered all our questions, and provided clear, unbiased advice. His excellent communication skills and prompt responses were invaluable. We highly recommend Cesar and Clarity Home Loans to anyone, especially first home buyers.

Oscar Pfohl

1732143739

Working with Jared from Clarity Home Loans was an absolute pleasure! He was very professional, made the process very clear and everything went smoothly. I would definitely recommend Jared and Clarity Home Loans. 5 Stars!

Marié Cohen

1732058836

We engaged Clarity with our new house purchase - including navigating the world of bridging loans. Jared Parsons was absolutely incredible. He guided us, has excellent communication and nothing was too much or too hard. He held our hand and gave invaluable, ethical advice about what would suit our circumstances the best. I look forward to working with them going forward for the long term.

Stephen Davies

1732012231

For many of us - especially those of us of a certain age, and especially at the moment - the idea of owning your first home can seem like an unrealisable and unrealistic dream. Worse still, if you’re not from a family of canny property investors your only model for how to go about even looking to buy one comes from parents or family members who secured their house decades ago and have only antiquated advice to share. What do you do if you want to buy a home today but have no idea in the modern world how to go about getting a mortgage or even where to start?Fortunately, that’s where Clarity come in.Rob Garth took us under his wing and turned what would have been a bewildering away of options into a series of simple and intelligible choices that meant applying for a mortgage was easy and well within our understanding - and means. He was there to help every step of the way while being friendly, approachable and reassuringly expert at every point that we knew nothing about.Rob’s expertise and stewardship was not just invaluable to us - it was priceless. Which makes it even more remarkable that everything he and Clarity did for us was totally free.Friends who had bought properties had highly recommended we use a mortgage broker when it was our turn. For my part, I’d recommend Clarity and Rob Garth to absolutely anyone who asked. You couldn’t be in better hands.

Beini H

1731920743

I can't say enough good things about Shanice from Clarity! From start to finish, Shanice's team went above and beyond to ensure everything was perfect. The quick turnaround time, professionalism, attention to detail, and genuine care they put into their work are unmatched. Thank you Shanice. Highly recommend.

Nok Davis

1731653017

I had a pretty good variable rates with my old bank but thought I will go in and check if I can get better rates. Not only I received informed advice but Josh Shea also helped me getting better interest rates with offset. The whole process of moving banks is so easy and fast. I’m very happy with Clarity service and would highly recommend them for anyone purchasing or refinancing.

Seb Mee

1731646229

I just bought my first home with the assistance of Guy Curtis.I will be recommending all friends and family to Guy, as he made the whole process much easier.He was very articulate and his attention to detail is second to none and was happy to help with any questions I had.He was also very knowledgeable with all home loan options available and helped set up the loan best suited to my financial situation.Thank you so much for all your help Guy!

Talha Ahmad

1731469353

Very professional, articulate and friendly. Guy was excellent at understanding my financial position and demystifying the home loan process. Definitely recommend Clarity Home Loans and Guy.

Eden Ashley

1731308317

We couldn’t be happier with our experience working with Shanice as our mortgage broker! From the very first conversation, it was clear that she was not only professional and knowledgeable but also incredibly friendly and approachable, which made a world of difference for us as first-time homebuyers. Navigating the mortgage process can be overwhelming, but Shanice guided us every step of the way with patience and expertise, making everything feel like a breeze. She took the time to answer all of our questions, explain every detail, and truly listened to what we needed. Her calm demeanor and positive attitude were a breath of fresh air in what can otherwise be a stressful journey. We highly recommend her to anyone in need of a mortgage broker - she is truly exceptional! Thank you, Shanice, for making our dream of homeownership a reality!

Ken Russell

1731218255

We recently completed our second home loan with Shannon from Clarity. He made the whole process seamless, simple and stress-free. He’s very responsive and easy to deal with. We wouldn’t use anyone else. Strong recommendation.

Katie Raynolds

1731015075

Shanice from Clarity helped us with our home loan. She made the process easy with no stress. She was really knowledgeable about products that would suit us. Shanice was patient with us when we took quite a while deciding what we wanted to buy and we ended up with a house we were very happy with. A big thank you to Shanice!

Raymond Russell

1730848205

This is our second time using Shanice at Clarity Home Loans. Both experiences were exceptional, with a straight forward application process and a quick result due to Shanice's knowledge and quick turnaround. Will definitely use again and highly recommend to others. Thanks Shanice.Ray and Cherrie Russell

More reviews

Go one step further.

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Why we’re different

Nobody compares

03 Recognition

Backed by proven results

With over 1,000 5-star Google reviews

Donna Garcia

Lucy Whyte

Olivia & Corey Wolfinger

Miriam Noble

Seb Mee

Talk to us

Get in touch

Go one step further.

Nobody compares

03 Recognition

Backed by proven results

With over 1,000 5-star Google reviews

Donna Garcia

Lucy Whyte

Olivia & Corey Wolfinger

Miriam Noble

Seb Mee

Talk to us